OFX Data Breach Letter: What Happened and Your Legal Options
Got a data breach letter from OFX?
Dapeer Law, P.A. is investigating a potential class action against OFX (listed in state filings as OFX Group Limited), the corporate group that includes USForex Inc., a licensed money transmitter based in San Francisco, California. The investigation is on behalf of clients and other individuals whose information may have been affected in a cybersecurity incident that OFX first identified in September 2026.
Latest on the OFX data breach
- : Dapeer Law opened its investigation following notice filings posted by the New Hampshire Attorney General.
Who qualifies for the OFX data breach investigation
You may be eligible to participate in a class action if any of the following applies:
- You received a data breach notification letter from OFX.
- You applied for a job with OFX. The New Hampshire filing names job applicants among the individuals whose information may be included in the affected data.
- You are or were an OFX client, or you otherwise interacted with OFX or its U.S. company, USForex Inc., a licensed money transmitter.
- No proof of harm required to consult with counsel. You do not need to have already suffered identity theft to explore your legal options.
- Excluded: individuals who did not receive a breach notice and whose information was not involved in the incident.
Not sure if you qualify?
Send us your notice, we'll confirm your eligibility at no cost.
What happened in the OFX data breach
According to a notice filed with the New Hampshire Attorney General, USForex Inc. and its broader corporate group, OFX, experienced a cybersecurity incident involving unauthorized access to certain OFX data. OFX first identified the incident on September 28, 2026. Upon discovery, OFX's IT and Security teams began an investigation and put containment and security measures in place.
On October 1, 2026, based on the information then available, OFX determined that the incident met applicable regulatory reporting thresholds. It began notifying relevant regulatory and supervisory bodies, including the Australian Securities Exchange. The filing states that the affected data may include information relating to certain clients and other individuals who have interacted with OFX, including job applicants. It also states that the nature and scope of the affected information and individuals remain under investigation. The filing does not list specific categories of data, an affected count, or a credit monitoring offer.
OFX states that it has not identified any unauthorized access to client accounts or funds, any financial loss to clients, or any disruption to USForex operations. The investigation remains ongoing, including to determine the individuals impacted and any further individual notification obligations. Whether OFX's security practices met legal standards is among the issues being evaluated.
What to do if you got an OFX data breach letter
Keep your notice letter
Do not discard any notice you receive from OFX or USForex. It is important evidence if you decide to participate in a lawsuit.
Review your account statements and transaction records
Check your bank statements and OFX transaction records for activity you do not recognize. The New Hampshire filing does not say whether credit monitoring will be offered, so check any letter you receive for an offer. Accepting monitoring does not waive your right to pursue legal action.
Place a fraud alert or credit freeze
Contact Equifax, Experian, and TransUnion to place a fraud alert or freeze on your file. Request a free weekly credit report from AnnualCreditReport.com, and use the FTC's IdentityTheft.gov recovery guide.
Speak with a data breach attorney
Consultations with Dapeer Law are free and confidential. We'll review your notice, explain your options, and advise whether you may be eligible to join a class action.
Submit your notice for a free review
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OFX breach timeline
Compensation you may be entitled to
Out-of-pocket expenses
Credit freezes, identity restoration services, and other costs incurred responding to the breach.
Time spent monitoring
Hours spent reviewing accounts, disputing fraudulent charges, and dealing with identity theft issues.
Identity theft & fraud losses
Unreimbursed funds stolen from accounts, unauthorized credit lines, or tax refund fraud tied to the breach.
Statutory damages
Certain state data breach and consumer protection statutes provide for fixed damages regardless of actual loss.
Injunctive relief
Court orders requiring OFX to implement stronger data security practices for the information it holds going forward.
Compensation categories depend on applicable state law, the types of data exposed, and documented losses. No recovery is guaranteed.
OFX data breach FAQ
I received a data breach letter from OFX. What should I do? +
Keep any notice you receive from OFX or USForex. Review your account statements and transaction records for activity you do not recognize, and consider a fraud alert or credit freeze with the three credit bureaus. You can also contact a data breach attorney for a free consultation. OFX has said its investigation is ongoing and that further individual notification obligations may arise.
Is the OFX data breach letter real or a scam? +
OFX has reported this incident to the New Hampshire Attorney General. Compare your letter to the official filing linked in Sources below, and use only contact details printed in your letter or in that filing. Be cautious of unexpected calls, texts or emails about the breach that ask for your Social Security number or account login. If you are unsure, send your letter to Dapeer Law for a free review.
Am I eligible to join a class action against OFX? +
The New Hampshire filing says the affected data may include information relating to certain clients and other individuals who have interacted with OFX, including job applicants. If you receive a notice from OFX or USForex, or you are in one of these groups, you may be eligible for a free case evaluation. Eligibility depends on your state of residence, the categories of your data involved, and any losses you have suffered.
How much money could I receive from a class action lawsuit? +
Data breach class action recoveries vary significantly. Settlements typically range from a few hundred dollars for basic out-of-pocket losses to several thousand dollars for documented identity theft, with class size, damages, and negotiation all affecting the final amount. No payout is guaranteed, and this investigation has not yet resulted in a settlement.
What personal information was exposed in the breach? +
The filing does not list specific categories of data. It says only that the affected data may include information relating to certain clients and other individuals who have interacted with OFX, including job applicants. It also says the nature and scope of the affected information remain under investigation. OFX states that it has not identified any unauthorized access to client accounts or funds. Any letter you receive should describe the information involved.
Did OFX offer free credit monitoring? +
The New Hampshire filing does not state whether credit monitoring will be offered. If you receive a letter, check it for a monitoring offer and an enrollment deadline. Enrolling in monitoring does not waive your right to pursue a claim.
How many people were affected by the OFX breach? +
OFX has not disclosed how many people were affected. The New Hampshire filing says the individuals impacted are still being determined. This page will be updated as more information becomes available.
Is there a deadline to take legal action? +
Yes. Statutes of limitations for data breach claims vary by state and legal theory, typically ranging from one to six years. Waiting can permanently bar your claim. Contact us as soon as possible for a free evaluation.
How do I get a copy of the official breach notice? +
The notice USForex filed with the New Hampshire Attorney General is available on the New Hampshire Department of Justice website (linked in Sources below). The filing says further individual notification obligations may arise as the investigation continues. If you receive a letter but no longer have it, Dapeer Law can help you obtain a copy during your free consultation.
Sources & references
- Official breach notice filing · New Hampshire Attorney General, OFX Group Limited breach notice
- Company · OFX Group Limited (ofx.com)
- Credit bureau freezes · Equifax · Experian · TransUnion
- Free weekly credit reports · AnnualCreditReport.com
- Identity theft recovery guide · FTC IdentityTheft.gov
Don't let the deadline decide for you. Submit your claim today.
You only have a limited window to act. Our team will review your notice, explain your options, and tell you whether you may be eligible to recover compensation, at no cost to you.
