Got a data breach letter from USForex?
Dapeer Law, P.A. is investigating a potential class action against OFX, a San Francisco, California licensed money transmitter, on behalf of individuals whose name or username and contact information were contained in files an unknown party accessed in the September 2026 cybersecurity incident.
Latest on the USForex data breach
- : Dapeer Law opened its investigation following notice filings posted by the California and Texas Attorneys General.
Who qualifies for the USForex data breach investigation
You may be eligible to participate in a class action if any of the following applies:
- You received a data breach notification letter from USForex.
- Your letter does not offer credit monitoring. Instead it lists steps such as setting up passkeys, turning on two-factor authentication and placing a fraud alert.
- Your name or username and contact information were contained in files OFX uses for certain processing, reporting and internal analysis.
- No proof of harm required to consult with counsel. You do not need to have already suffered identity theft to explore your legal options.
- Excluded: individuals who did not receive a breach notice and whose information was not involved in the incident.
Not sure if you qualify?
Send us your notice, we'll confirm your eligibility at no cost.
What happened in the USForex data breach
According to the OFX notice letter posted by the California Attorney General, on September 28, 2026, an unknown party accessed some files OFX uses for certain processing, reporting and internal analysis. OFX states that it identified the cybersecurity incident on September 29, 2026, and that its Security and IT teams moved immediately to contain it. The letter says the underlying OFX client platform was not accessed because the affected files were in a separate location.
The letter, posted by the California Attorney General on October 26, 2026, says some of the recipient's information was contained in the affected files, including name and/or username and contact information (address, email address and phone number). The California filing lists the same categories: name and/or username, and contact information (address, email address and phone number). The letter describes itself as an update and says recipients were told previously that some of their information was accessed. It is not dated, does not say when letters were mailed, and does not offer credit monitoring. OFX states it has not identified any unauthorized access to OFX accounts or funds.
The letter warns that incidents like this can increase the likelihood of scams designed to get more information or credentials, and can lead to impersonation attempts. Whether OFX's security practices met legal standards is among the issues being evaluated.
What to do if you got an USForex data breach letter
Keep your notice letter
Do not discard it. Your letter lists the information involved for you and is important evidence if you decide to participate in a lawsuit.
Watch for scams claiming to be from OFX
The letter warns of scams and impersonation attempts by email, text, messaging apps and phone. Do not click links you were not expecting, only share phone support codes on calls you make to OFX, and turn on two-factor authentication and passkeys. Taking these steps does not waive your right to pursue legal action.
Place a fraud alert or credit freeze
Contact Equifax, Experian, and TransUnion to place a fraud alert or freeze on your file. Request a free weekly credit report from AnnualCreditReport.com, and use the FTC's IdentityTheft.gov recovery guide.
Speak with a data breach attorney
Consultations with Dapeer Law are free and confidential. We'll review your notice, explain your options, and advise whether you may be eligible to join a class action.
Submit your notice for a free review
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USForex breach timeline
Compensation you may be entitled to
Out-of-pocket expenses
Credit freezes, identity restoration services, and other costs incurred responding to the breach.
Time spent monitoring
Hours spent reviewing accounts, disputing fraudulent charges, and dealing with identity theft issues.
Identity theft & fraud losses
Unreimbursed funds stolen from accounts, unauthorized credit lines, or tax refund fraud tied to the breach.
Statutory damages
Certain state data breach and consumer protection statutes provide for fixed damages regardless of actual loss.
Injunctive relief
Court orders requiring OFX, a licensed money transmitter, to implement stronger data security practices going forward.
Compensation categories depend on applicable state law, the types of data exposed, and documented losses. No recovery is guaranteed.
USForex data breach FAQ
I received a data breach letter from USForex. What should I do? +
Keep the letter, watch for emails, texts, messages and calls that claim to be from OFX, turn on two-factor authentication and passkeys as the letter suggests, consider a fraud alert with the credit bureaus, and contact a data breach attorney for a free consultation. The letter does not offer credit monitoring.
Is the USForex data breach letter real or a scam? +
USForex has reported this incident to the California and Texas Attorneys General. Compare your letter to the official filing linked in Sources below, and use only contact details printed in your letter or in that filing. Be cautious of unexpected calls, texts or emails about the breach that ask for your Social Security number or account login. If you are unsure, send your letter to Dapeer Law for a free review.
Am I eligible to join a class action against USForex? +
If you received a breach notice letter from OFX about the September 2026 incident, you are likely eligible for a free case evaluation. Eligibility depends on your state of residence, the information of yours that was involved, and any losses you have suffered. Dapeer Law will review your notice at no cost.
How much money could I receive from a class action lawsuit? +
Data breach class action recoveries vary significantly. Settlements typically range from a few hundred dollars for basic out-of-pocket losses to several thousand dollars for documented identity theft, with class size, damages, and negotiation all affecting the final amount. No payout is guaranteed, and this investigation has not yet resulted in a settlement.
What personal information was exposed in the breach? +
The OFX letter posted by the California Attorney General says the affected files contained name and/or username and contact information (address, email address and phone number). The California filing lists the same categories. The letter says the OFX client platform was not accessed and that OFX has not identified unauthorized access to OFX accounts or funds. Check your own letter for the information listed for you.
Did USForex offer free credit monitoring? +
No. The letter posted by the California Attorney General does not offer credit monitoring. It suggests placing a fraud alert with the credit bureaus and notes that you are entitled to a free credit report every year from each bureau at annualcreditreport.com. Taking those steps does not waive your right to pursue a claim.
How many people were affected by the USForex breach? +
The company reported 14,168 affected individuals to the Texas Attorney General. The California posting does not list a count.
Is there a deadline to take legal action? +
Yes. Statutes of limitations for data breach claims vary by state and legal theory, typically ranging from one to six years. Waiting can permanently bar your claim. Contact us as soon as possible for a free evaluation.
How do I get a copy of the official breach notice? +
The OFX notice letter is posted on the California Attorney General's data breach notification website (linked in Sources below). The letter also points recipients to ofx.com/security/incident. If you received a letter but no longer have it, Dapeer Law can help you obtain a copy during your free consultation.
Sources & references
- Official breach notice filing · California Attorney General, USForex Inc. Notice Letter
- Secondary regulator report · Texas Attorney General, Data Security Breach Reports (USForex INC., posted Oct 28, 2026)
- Company · USForex Inc. (ofx.com)
- Credit bureau freezes · Equifax · Experian · TransUnion
- Free weekly credit reports · AnnualCreditReport.com
- Identity theft recovery guide · FTC IdentityTheft.gov
Don't let the deadline decide for you. Submit your claim today.
You only have a limited window to act. Our team will review your notice, explain your options, and tell you whether you may be eligible to recover compensation, at no cost to you.
