Got a data breach letter from Lighthouse?
Dapeer Law, P.A. is investigating a potential class action against Lighthouse (listed in state filings as Lighthouse Financial Network, LLC), whose financial professionals are licensed to sell securities and provide financial advice through Osaic, on behalf of people whose information may have been involved in an April 2026 incident involving unauthorized access to the email account of Arthur J. Gerry, a financial advisor with Lighthouse.
Latest on the Lighthouse data breach
- : Dapeer Law opened its investigation following notice filings posted by the New Hampshire Attorney General.
Who qualifies for the Lighthouse data breach investigation
You may be eligible to participate in a class action if any of the following applies:
- You received a data breach notification letter from Arthur J. Gerry, a financial advisor with Lighthouse.
- Your letter offered a complimentary identity monitoring membership through Kroll. The New Hampshire filing describes this as a one-year subscription to credit monitoring and identity theft protection services.
- Your information was in an email or attachment in the email account of Arthur J. Gerry, a financial advisor with Lighthouse, that was accessible to an unauthorized actor between April 10 and April 14, 2026.
- No proof of harm required to consult with counsel. You do not need to have already suffered identity theft to explore your legal options.
- Excluded: individuals who did not receive a breach notice and whose information was not involved in the incident.
Not sure if you qualify?
Send us your notice, we'll confirm your eligibility at no cost.
What happened in the Lighthouse data breach
Arthur J. Gerry is a financial advisor with Lighthouse. According to his notice, Lighthouse is not affiliated with Osaic Wealth, Inc., but its financial professionals are licensed to sell securities and provide financial advice through Osaic. Activity involving unauthorized access to Mr. Gerry's email account was first identified on April 21, 2026. An investigation with the assistance of cybersecurity professionals determined that an unauthorized actor accessed the account between April 10, 2026, and April 14, 2026.
The investigation was completed on September 14, 2026. The letter says a review of the emails and attachments that were accessible to the unauthorized actor identified that one of them contained the recipient's information. In the posted notice template, the specific data elements appear only as a placeholder. The New Hampshire filing states that the name and one or more of the following was involved for three New Hampshire residents: Social Security number or financial account number. The notice template also states that the incident involves 8 individuals in Rhode Island.
According to the New Hampshire filing, notification letters were sent by U.S. First-Class mail on October 6, 2026. The activity had first been identified on April 21, 2026. The filing states that recipients are offered a complimentary one-year subscription to credit monitoring and identity theft protection services, and the letter directs recipients to activate identity monitoring through Kroll. Dapeer Law is evaluating whether the security practices around this email account met legal standards and whether the time between identifying the activity and sending notice caused additional harm.
What to do if you got a Lighthouse data breach letter
Keep your notice letter
Do not discard it. Your letter contains the membership number needed to activate the Kroll identity monitoring and is important evidence if you decide to participate in a lawsuit.
Activate the free Kroll identity monitoring
Activate the identity monitoring at enroll.krollmonitoring.com before the activation deadline printed in your letter, and review your account statements and credit reports for unauthorized activity. Accepting this benefit does not waive your right to pursue legal action.
Place a fraud alert or credit freeze
Contact Equifax, Experian, and TransUnion to place a fraud alert or freeze on your file. Request a free weekly credit report from AnnualCreditReport.com, and use the FTC's IdentityTheft.gov recovery guide.
Speak with a data breach attorney
Consultations with Dapeer Law are free and confidential. We'll review your notice, explain your options, and advise whether you may be eligible to join a class action.
Submit your notice for a free review
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Lighthouse breach timeline
Compensation you may be entitled to
Out-of-pocket expenses
Credit freezes, identity restoration services, and other costs incurred responding to the breach.
Time spent monitoring
Hours spent reviewing accounts, disputing fraudulent charges, and dealing with identity theft issues.
Identity theft & fraud losses
Unreimbursed funds stolen from accounts, unauthorized credit lines, or tax refund fraud tied to the breach.
Statutory damages
Certain state data breach and consumer protection statutes provide for fixed damages regardless of actual loss.
Injunctive relief
Court orders requiring stronger security practices for the email account and systems involved in this incident going forward.
Compensation categories depend on applicable state law, the types of data exposed, and documented losses. No recovery is guaranteed.
Lighthouse data breach FAQ
I received a data breach letter from Lighthouse. What should I do? +
Keep the letter, activate the complimentary Kroll identity monitoring before the activation deadline printed in your letter, review your account statements and credit reports for unauthorized activity, consider a fraud alert or credit freeze, and contact a data breach attorney for a free consultation. Accepting the monitoring does not waive your right to pursue a claim.
Is the Lighthouse data breach letter real or a scam? +
This incident was reported to the New Hampshire Attorney General on behalf of Arthur J. Gerry, a financial advisor with Lighthouse. Compare your letter to the official filing linked in Sources below, and use only the enrollment website and phone number printed in your letter. Be cautious of unexpected calls, texts or emails about the breach that ask for your Social Security number or account login. If you are unsure, send your letter to Dapeer Law for a free review.
Am I eligible to join a class action against Lighthouse? +
If you received a notice letter from Arthur J. Gerry, a financial advisor with Lighthouse, about this incident, you may be eligible for a free case evaluation. Eligibility depends on your state of residence, the categories of your information that were involved, and any losses you have suffered. Dapeer Law will review your notice at no cost.
How much money could I receive from a class action lawsuit? +
Data breach class action recoveries vary significantly. Settlements typically range from a few hundred dollars for basic out-of-pocket losses to several thousand dollars for documented identity theft, with class size, damages, and negotiation all affecting the final amount. No payout is guaranteed, and this investigation has not yet resulted in a settlement.
What personal information was exposed in the breach? +
The letter says a review of the emails and attachments that were accessible to the unauthorized actor identified that one of them contained the recipient's information. In the posted notice template, the specific data elements appear only as a placeholder. The New Hampshire filing states that the name and one or more of the following was involved for three New Hampshire residents: Social Security number or financial account number. Your individual letter should list the information involved for you.
Did Lighthouse offer free credit monitoring? +
Yes. Arthur J. Gerry, a financial advisor with Lighthouse, is offering recipients a complimentary one-year subscription to credit monitoring and identity theft protection services. The letter says the identity monitoring is provided through Kroll, includes Credit Monitoring, Fraud Consultation, and Identity Theft Restoration, and that enrolling will not hurt your credit score. Activate before the deadline printed in your letter. Enrollment does not waive your right to pursue a claim.
How many people were affected by the Lighthouse breach? +
No company-reported total has been located. The notice template states that the incident involves 8 individuals in Rhode Island, and the New Hampshire filing states that information for three New Hampshire residents was involved. These are state counts, not a total. This page will be updated as more information becomes available.
Is there a deadline to take legal action? +
Yes. Statutes of limitations for data breach claims vary by state and legal theory, typically ranging from one to six years. Waiting can permanently bar your claim. Contact us as soon as possible for a free evaluation.
How do I get a copy of the official breach notice? +
The notice was filed with the New Hampshire Attorney General and is available through the New Hampshire Department of Justice's public data breach notification archive (linked in Sources below). If you received a letter but no longer have it, Dapeer Law can help you obtain a copy during your free consultation.
Sources & references
- Official breach notice filing · New Hampshire Attorney General, Lighthouse Financial Network Notice Letter
- Credit bureau freezes · Equifax · Experian · TransUnion
- Free weekly credit reports · AnnualCreditReport.com
- Identity theft recovery guide · FTC IdentityTheft.gov
Don't let the deadline decide for you. Submit your claim today.
You only have a limited window to act. Our team will review your notice, explain your options, and tell you whether you may be eligible to recover compensation, at no cost to you.
