Martin Brothers Distributing Data Breach Letter: What Happened and Your Legal Options

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Active investigation Data breach · Other Notices mailed Aug 3, 2026

Got a data breach letter from Martin Brothers Distributing?

Dapeer Law, P.A. is investigating a potential class action against Martin Bros., a Cedar Falls, Iowa company, on behalf of individuals connected to Martin Bros., including employees and their families, whose personal information may have been exposed in an April 2025 cyber incident at PDCM Insurance, the company's third-party benefits administration partner.

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People affected
2,303
Total reported to the Indiana Attorney General
Breach window
Apr 27 to 28, 2025
Unauthorized access to certain PDCM files and folders
Notification delay
More than a year
Discovered Apr 2025, notices sent Aug 2026 per Indiana AG
Credit monitoring
Five years
Kroll identity monitoring, per the Iowa filing
Updates

Latest on the Martin Brothers Distributing data breach

  • : Dapeer Law opened its investigation following notice filings posted by the Indiana and Iowa Attorneys General.
Eligibility

Who qualifies for the Martin Brothers Distributing data breach investigation

You may be eligible to participate in a class action if any of the following applies:

  • You received a data breach notification letter from PDCM Insurance, the benefits administration partner of Martin Bros.
  • Your PDCM Insurance letter offered free Kroll identity monitoring, including single bureau credit monitoring.
  • Your information was connected to Martin Bros. through PDCM Insurance, which administers benefits on behalf of Martin Bros.
  • No proof of harm required to consult with counsel. You do not need to have already suffered identity theft to explore your legal options.
  • Excluded: individuals who did not receive a breach notice and whose information was not involved in the incident.

Not sure if you qualify?

Send us your notice, we'll confirm your eligibility at no cost.

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Background

What happened in the Martin Brothers Distributing data breach

According to a notice that counsel for Martin Bros. sent to the Iowa Attorney General, the incident occurred at PDCM Insurance (PDCM), the third-party benefits administration partner that administers benefits on behalf of Martin Bros. Martin Bros. states that the incident occurred entirely within PDCM's systems. PDCM's sample letter says it became aware of suspicious network activity on April 28, 2025, and that its investigation determined there was unauthorized access to certain files and folders within its network between April 27, 2025 and April 28, 2025. PDCM says it notified law enforcement and began an investigation.

According to the Iowa filing, PDCM's investigation confirmed on February 17, 2026 that information related to individuals connected to Martin Bros. was involved. PDCM formally notified Martin Bros. and applicable regulatory authorities on August 3, 2026, and the Indiana Attorney General lists notices sent August 3, 2026. That was more than a year after the suspicious activity was discovered.

The Iowa filing says the information involved varies by individual and may include name and contact information, date of birth, Social Security number, driver's license number, employer-assigned identification number, insurance policy and claim information, and medical and billing information. The sample PDCM letter posted with the filing shows a placeholder where each person's data elements would appear, so your own letter is the best guide to the categories that apply to you. PDCM's letter says it has no indication that the information was subject to identity theft or fraud as a result of this incident.

Martin Bros. reported 2,303 affected individuals to the Indiana Attorney General, and the Indiana Attorney General lists 80 Indiana residents. The Iowa filing says PDCM has provided, or will soon provide, notice to approximately 1,085 Iowa residents. Whether the data security practices that protected this benefits information met legal standards, and whether the notification timing caused additional harm, are among the issues being evaluated.

Top of the sample Martin Brothers Distributing Company, Inc. data breach notice letter filed with the Iowa Attorney General
Sample notice letter filed with the Iowa Attorney General. Your letter may look slightly different.
Benefits administrator breach Social Security numbers listed Insurance and medical data Delayed notice Iowa AG filing Indiana AG report
Action plan

What to do if you got a Martin Brothers Distributing data breach letter

1

Keep your notice letter

Do not discard it. Your PDCM Insurance letter contains the Kroll membership number and activation deadline, and it is important evidence if you decide to participate in a lawsuit.

2

Enroll in the free Kroll identity monitoring

The Iowa filing says PDCM is providing five years of complimentary credit monitoring. Use the membership number and activation deadline printed in your PDCM letter to enroll at enroll.krollmonitoring.com. Accepting this benefit does not waive your right to pursue legal action.

3

Place a fraud alert or credit freeze

Contact Equifax, Experian, and TransUnion to place a fraud alert or freeze on your file. Request a free weekly credit report from AnnualCreditReport.com, and use the FTC's IdentityTheft.gov recovery guide.

4

Speak with a data breach attorney

Consultations with Dapeer Law are free and confidential. We'll review your notice, explain your options, and advise whether you may be eligible to join a class action.

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Timeline

Martin Brothers Distributing breach timeline

Apr 27 to 28, 2025 Passed
Unauthorized access to certain PDCM files and folders
Apr 28, 2025 Passed
PDCM became aware of suspicious activity and notified law enforcement
Feb 17, 2026 Passed
PDCM investigation confirmed information connected to Martin Bros. was involved
Aug 3, 2026 Passed
PDCM notified Martin Bros. and regulators; Indiana AG lists notices sent
Sep 29, 2026 Passed
Martin Bros. counsel sent notice to the Iowa Attorney General
Pending Active
Potential class action filing
Statutes of limitations vary by state and legal theory, typically one to six years. Waiting can permanently bar your claim.
Possible recovery

Compensation you may be entitled to

Out-of-pocket expenses

Credit freezes, identity restoration services, and other costs incurred responding to the breach.

Time spent monitoring

Hours spent reviewing accounts, disputing fraudulent charges, and dealing with identity theft issues.

Identity theft & fraud losses

Unreimbursed funds stolen from accounts, unauthorized credit lines, or tax refund fraud tied to the breach.

Statutory damages

Certain state data breach and consumer protection statutes provide for fixed damages regardless of actual loss.

Injunctive relief

Court orders requiring stronger data security practices for the employee benefits information handled on behalf of Martin Bros. going forward.

Compensation categories depend on applicable state law, the types of data exposed, and documented losses. No recovery is guaranteed.

FAQ

Martin Brothers Distributing data breach FAQ

I received a data breach letter from Martin Brothers Distributing. What should I do? +

Keep your PDCM Insurance letter, enroll in the free Kroll identity monitoring before the activation deadline printed in your letter, review your account statements and explanation of benefits as the letter suggests, consider a fraud alert or credit freeze, and contact a data breach attorney for a free consultation. Accepting credit monitoring does not waive your right to pursue a claim.

Is the Martin Brothers Distributing data breach letter real or a scam? +

Martin Brothers Distributing has reported this incident to the Indiana and Iowa Attorneys General. Compare your letter to the official filing linked in Sources below, and use only the enrollment website and phone number printed in your letter. Be cautious of unexpected calls, texts or emails about the breach that ask for your Social Security number or account login. If you are unsure, send your letter to Dapeer Law for a free review.

Am I eligible to join a class action against Martin Brothers Distributing? +

If you received a PDCM Insurance letter about this incident and your information was connected to Martin Bros., for example as an employee or family member whose benefits PDCM administers, you may be eligible for a free case evaluation. Eligibility depends on your state of residence, the categories of your data that were involved, and any losses you have suffered. Dapeer Law will review your notice at no cost.

How much money could I receive from a class action lawsuit? +

Data breach class action recoveries vary significantly. Settlements typically range from a few hundred dollars for basic out-of-pocket losses to several thousand dollars for documented identity theft, with class size, damages, and negotiation all affecting the final amount. No payout is guaranteed, and this investigation has not yet resulted in a settlement.

What personal information was exposed in the breach? +

The Iowa filing says the information involved varies by individual and may include name and contact information, date of birth, Social Security number, driver's license number, employer-assigned identification number, insurance policy and claim information, and medical and billing information. The sample PDCM letter posted with the filing shows a placeholder where each person's data elements would appear, so check your own letter for the categories that apply to you.

Did Martin Brothers Distributing offer free credit monitoring? +

Yes. The Iowa filing says PDCM is providing five years of complimentary credit monitoring to individuals potentially affected. The sample letter says Kroll provides the identity monitoring, which includes single bureau credit monitoring, fraud consultation, and identity theft restoration. The sample letter shows placeholders for the term and activation deadline, so use the details printed in your own letter. Enrollment is separate from, and does not waive, your right to pursue a claim.

How many people were affected by the Martin Brothers Distributing breach? +

Martin Bros. reported 2,303 affected individuals to the Indiana Attorney General, and the Indiana Attorney General lists 80 Indiana residents. The Iowa filing says PDCM has provided, or will soon provide, notice to approximately 1,085 Iowa residents. This page will be updated as additional information becomes available.

Is there a deadline to take legal action? +

Yes. Statutes of limitations for data breach claims vary by state and legal theory, typically ranging from one to six years. Waiting can permanently bar your claim. Contact us as soon as possible for a free evaluation.

How do I get a copy of the official breach notice? +

The notice sent to the Iowa Attorney General, which includes PDCM's sample letter as Exhibit A, is available through the Iowa Attorney General's security breach notifications page (linked in Sources below). The Indiana Attorney General also lists this incident in its data breach report. If you received a letter but no longer have it, Dapeer Law can assist you in obtaining a copy during your free consultation.

References

Sources & references

Attorney advertising. This page is provided for informational purposes only. It does not constitute legal advice or form an attorney-client relationship. Dapeer Law, P.A. is not affiliated with Martin Brothers Distributing Company, Inc., Kroll, or any credit bureau. Prior results do not guarantee a similar outcome. Information regarding the data incident is drawn from official filings with the Indiana and Iowa Attorneys General.
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Rachel Dapeer, Esq.

Rachel Dapeer is the founding partner of Dapeer Law, P.A., a consumer class action firm with offices in Florida, California, New York, New Jersey, and Illinois. With about 15 years of class action experience, she represents consumers in data breach, privacy, and consumer protection cases. She is admitted to practice in Florida, New York, New Jersey, and Illinois. Hear her hot takes on tiktok: @thatattorneyrachel

https://www.dapeer.com/rachel-dapeer
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