PAMCAH-UA Local 675 Health and Welfare Fund Data Breach Lawsuit Investigation

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Data Breaches / PAMCAH-UA Local 675
Active investigation Data breach · Healthcare Notices mailed Aug 3, 2026

Received an August 2026 breach notice from PAMCAH-UA Local 675?

Dapeer Law, P.A. is investigating a potential class action against PAMCAH-UA Local 675 Health and Welfare Fund, a Honolulu-based union health and welfare benefit fund, on behalf of individuals whose personal information may have been exposed in the fall 2025 email account intrusion disclosed to the Massachusetts Attorney General in August 2026.

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Breach window
Sep 23 to Oct 9, 2025
Unauthorized email account access
Notification delay
About 10 months
Access ended Oct 2025, notice Aug 2026
Credit monitoring
24 months
Experian IdentityWorks Credit 3B
Eligibility

Who may qualify

You may be eligible to participate in a class action if any of the following applies:

  • You received a data breach notification letter from PAMCAH-UA Local 675 dated August 2026.
  • Your letter offered enrollment in a free two-year Experian IdentityWorks Credit 3B membership (all three bureaus).
  • You had personal, medical or financial information held by the Fund in its capacity as a health and welfare benefit plan for United Association Local 675 members and their families.
  • No proof of harm required to consult with counsel. You do not need to have already suffered identity theft to explore your legal options.
  • Excluded: individuals who did not receive a breach notice and whose information was not involved in the incident.

Not sure if you qualify?

Send us your notice, we'll confirm your eligibility at no cost.

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Background

What happened

PAMCAH-UA Local 675 Health and Welfare Fund, a Honolulu-based benefit fund serving members of United Association Local 675, reported that an unauthorized party gained access to certain employee email accounts. The Fund's investigation determined that the unauthorized access occurred between September 23, 2025 and October 9, 2025, and that the intruder may have acquired documents containing personal information stored in those accounts.

The Fund filed notice with the Massachusetts Attorney General on August 3, 2026, roughly ten months after the unauthorized access ended, and reported that five individuals, all Massachusetts residents, were affected. The sample notice letter states that the information varied by individual but may have included name, date of birth and Social Security number. The regulatory filing also identifies driver's license number, financial account information and medical information among the data elements involved. The Fund says it has no evidence that the information has been used for identity theft or fraud, and is offering affected individuals a complimentary two-year membership in Experian IdentityWorks Credit 3B.

Because the Fund administers health and welfare benefits, the compromised mailboxes may have contained claims correspondence, enrollment records and other documents combining medical details with Social Security numbers. That combination carries a long-term risk of medical identity theft and benefits fraud, which credit monitoring alone does not fully address. Whether the Fund's email security controls were reasonable, and whether the roughly ten-month gap before notification caused additional harm, are among the issues being evaluated.

Email account compromise Union benefit fund SSN and date of birth Medical information Delayed notice Massachusetts AG filing
Action plan

What to do if you received a letter

1

Keep your notice letter

Do not discard it. Your letter contains the activation code for the Experian IdentityWorks membership and is important evidence if you decide to participate in a lawsuit.

2

Enroll in the free two-year credit monitoring

Enroll in the Experian IdentityWorks Credit 3B membership offered in your letter before the activation deadline printed in the notice. Accepting this benefit does not waive your right to pursue legal action.

3

Place a fraud alert or credit freeze

Contact Equifax, Experian, and TransUnion to place a fraud alert or freeze on your file. Request a free weekly credit report from AnnualCreditReport.com, and use the FTC's IdentityTheft.gov recovery guide. Because the compromised accounts belonged to a health and welfare fund, also review Explanation of Benefits statements and medical bills for services you did not receive.

4

Speak with a data breach attorney

Consultations with Dapeer Law are free and confidential. We'll review your notice, explain your options, and advise whether you may be eligible to join a class action.

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Timeline

Breach timeline

Sep 23 to Oct 9, 2025 Passed
Unauthorized access to Fund employee email accounts
Date not disclosed Passed
Intrusion identified, investigation begins
By Aug 2026 Passed
Review of affected email accounts completed
Aug 3, 2026 Passed
Notice filed with Massachusetts AG, letters mailed
Pending Active
Potential class action filing
Statutes of limitations vary by state and legal theory, typically one to six years. Waiting can permanently bar your claim.
Possible recovery

Compensation you may be entitled to

Out-of-pocket expenses

Credit freezes, identity restoration services, and other costs incurred responding to the breach.

Time spent monitoring

Hours spent reviewing accounts, disputing fraudulent charges, and dealing with identity theft issues.

Identity theft & fraud losses

Unreimbursed funds stolen from accounts, unauthorized credit lines, medical-claim and benefits fraud, or tax refund fraud tied to the breach.

Statutory damages

Certain state data breach and consumer protection statutes provide for fixed damages regardless of actual loss.

Injunctive relief

Court orders requiring the Fund to implement stronger email security practices, including multi-factor authentication and limits on how long documents containing Social Security numbers and medical information are retained in employee mailboxes.

Compensation categories depend on applicable state law, the types of data exposed, and documented losses. No recovery is guaranteed.

FAQ

Common questions

I received a data breach letter from PAMCAH-UA Local 675. What should I do? +

Keep the letter, enroll in the free two-year Experian IdentityWorks Credit 3B membership before the activation deadline printed in your notice, place a fraud alert or credit freeze on your credit file, and review your Explanation of Benefits statements and medical bills for services you did not receive. You can also contact a data breach attorney for a free consultation. Accepting the credit monitoring does not waive your right to sue.

Am I eligible to join a class action against PAMCAH-UA Local 675? +

If you received an August 2026 breach notice from PAMCAH-UA Local 675 Health and Welfare Fund, you are likely eligible for a free case evaluation. Eligibility depends on your state of residence, the categories of your data that were involved, and any losses or time you have spent responding. Dapeer Law will review your notice at no cost.

How much money could I receive from a class action lawsuit? +

Data breach class action recoveries vary significantly. Settlements typically range from a few hundred dollars for basic out-of-pocket losses to several thousand dollars for documented identity theft, with class size, damages, and negotiation all affecting the final amount. No payout is guaranteed, and this investigation has not yet resulted in a settlement.

What personal information was exposed in the breach? +

The sample notice letter says the information varied by individual but may have included name, date of birth and Social Security number. The regulatory filing also identifies driver's license number, financial account information and medical information among the data elements involved. Because the intrusion involved employee mailboxes at a health and welfare fund, the documents in those accounts may have included claims and enrollment records. Your individual letter should specify which categories applied to you.

Did PAMCAH-UA Local 675 offer free credit monitoring? +

Yes. The Fund is offering a complimentary two-year membership in Experian IdentityWorks Credit 3B, which includes daily monitoring across all three credit bureaus, identity restoration services and up to $1 million in identity theft insurance. Enroll before the activation deadline printed in your letter. Enrollment is separate from, and does not waive, your right to pursue a claim.

How many people were affected by the PAMCAH-UA Local 675 breach? +

The Massachusetts Attorney General filing reports five affected individuals, all Massachusetts residents. Because the Fund is based in Hawaii and serves United Association Local 675 members, additional individuals in other states may have been notified through separate filings. This page will be updated as additional information becomes available.

Is there a deadline to take legal action? +

Yes. Statutes of limitations for data breach claims vary by state and legal theory, typically ranging from one to six years. Waiting can permanently bar your claim. Contact us as soon as possible for a free evaluation.

How do I get a copy of the official breach notice? +

The notice was filed with the Massachusetts Attorney General and the sample notice letter is available as a PDF through the Commonwealth's public data breach filings (linked in Sources below). If you received a letter but no longer have it, Dapeer Law can assist you in obtaining a copy during your free consultation.

References

Sources & references

Attorney advertising. This page is provided for informational purposes only. It does not constitute legal advice or form an attorney-client relationship. Dapeer Law, P.A. is not affiliated with PAMCAH-UA Local 675 Health and Welfare Fund, Experian IdentityWorks, or any credit bureau. Prior results do not guarantee a similar outcome. All information regarding the data incident is drawn from the official notification filed with Massachusetts Attorney General on August 3, 2026.
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