Orrstown Bank Data Breach Lawsuit Investigation
Received a June 2026 breach notice from Orrstown Bank?
Dapeer Law, P.A. is investigating a potential class action against Orrstown Financial Services, Inc., the Pennsylvania-based parent of Orrstown Bank, on behalf of customers whose personal information may have been exposed when an unauthorized party accessed data maintained by the Bank's outside service provider, Mercadien, in a May 2026 cyber incident.
Who may qualify
You may be eligible to participate in a class action if any of the following applies:
- You received a data breach notification letter from Orrstown Bank dated June 2026.
- Your letter offered enrollment in free Experian IdentityWorks credit monitoring and identity-protection services.
- You had personal or financial information held by Orrstown Bank in its capacity as a banking and financial services provider.
- No proof of harm required to consult with counsel. You do not need to have already suffered identity theft to explore your legal options.
- Excluded: individuals who did not receive a breach notice and whose information was not involved in the incident.
Not sure if you qualify?
Send us your notice, we'll confirm your eligibility at no cost.
What happened
According to a notice filed with the Maine Attorney General on June 11, 2026, Mercadien, an outside service provider to Orrstown Bank, informed the Bank on May 21, 2026 that an unauthorized third party had gained access to data maintained by Mercadien. The accessed location contained personal information relating to Orrstown Bank customers, which prompted the Bank to issue written notice of the incident. Orrstown Bank states that there is no evidence, as of the date of its notice, that the affected information has been misused.
Mercadien's investigation confirmed that the accessed files contained customer information that may have included names, dates of birth, addresses, Social Security numbers or Individual Taxpayer Identification Numbers, account numbers, and government-issued identification numbers such as driver's license or passport numbers. Orrstown Bank began notifying affected individuals and is offering 24 months of complimentary credit monitoring and identity-protection services, along with 24 months of automatic identity-restoration assistance, through Experian IdentityWorks. The total number of individuals affected has not been publicly disclosed in the regulator filing.
Because the reported data elements include Social Security numbers, financial account numbers, and government-issued identification numbers, affected individuals may face an elevated risk of identity theft, account fraud, and tax-related fraud. Banking customers whose account numbers were exposed should monitor their statements closely for unfamiliar activity and consider placing a fraud alert or security freeze with the major credit bureaus.
What to do if you received a letter
Keep your notice letter
Do not discard it. Your letter contains the enrollment code for Experian IdentityWorks and is important evidence if you decide to participate in a lawsuit.
Enroll in the free 24-month credit monitoring
Enroll in the Experian IdentityWorks monitoring offered in your letter before the stated deadline. Accepting this benefit does not waive your right to pursue legal action.
Place a fraud alert or credit freeze
Contact Equifax, Experian, and TransUnion to place a fraud alert or freeze on your file. Request a free weekly credit report from AnnualCreditReport.com, and use the FTC's IdentityTheft.gov recovery guide.
Because account numbers, Social Security numbers, and government-issued ID numbers may have been exposed, consider contacting Orrstown Bank directly to discuss whether a new account number is warranted, and review your credit reports at annualcreditreport.com for any unfamiliar accounts or inquiries.
Speak with a data breach attorney
Consultations with Dapeer Law are free and confidential. We'll review your notice, explain your options, and advise whether you may be eligible to join a class action against Orrstown Bank.
Submit your notice for a free review
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Breach timeline
Compensation you may be entitled to
Out-of-pocket expenses
Credit freezes, identity restoration services, and other costs incurred responding to the breach.
Time spent monitoring
Hours spent reviewing accounts, disputing fraudulent charges, and dealing with identity theft issues.
Identity theft & fraud losses
Unreimbursed funds stolen from accounts, unauthorized credit lines,
Given the exposure of Social Security numbers, account numbers, and government-issued identification numbers, affected individuals may also face risk of tax-related fraud, new account fraud, and identity misuse.
or tax refund fraud tied to the breach.Statutory damages
Certain state data breach and consumer protection statutes provide for fixed damages regardless of actual loss.
Injunctive relief
Court orders requiring Orrstown Bank and its third-party vendors, including Mercadien, to implement stronger data security practices and oversight going forward.
Compensation categories depend on applicable state law, the types of data exposed, and documented losses. No recovery is guaranteed.
Common questions
I received a data breach letter from Orrstown Bank. What should I do? +
Keep your breach notice letter, which contains your Experian IdentityWorks enrollment code and serves as evidence if you pursue legal action. Enroll in the free 24-month credit monitoring and identity-protection services before the deadline stated in your letter. Place a fraud alert or security freeze with Equifax, Experian, and TransUnion, and monitor your Orrstown Bank accounts and credit and debit cards for unfamiliar transactions. If you notice suspicious activity, contact Experian using the information in your notice and consider speaking with a data breach attorney.
Am I eligible to join a class action against Orrstown Bank? +
You may be eligible if you received a breach notice from Orrstown Bank dated on or around June 11, 2026, or if you experience unauthorized use of information exposed in the incident. Eligibility for a class action can also depend on your state of residence, the specific categories of data exposed in your case, and any documented losses. Completing a free case evaluation with Dapeer Law is the best way to assess your individual circumstances.
How much money could I receive from a class action lawsuit? +
Data breach class action recoveries vary significantly. Settlements typically range from a few hundred dollars for basic out-of-pocket losses to several thousand dollars for documented identity theft, with class size, damages, and negotiation all affecting the final amount. No payout is guaranteed, and this investigation has not yet resulted in a settlement.
What personal information was exposed in the breach? +
According to Orrstown Bank's notice, the files accessed at its vendor Mercadien may have included your name, date of birth, address, Social Security number or Individual Taxpayer Identification Number, account number, and government-issued identification number such as a driver's license or passport number. Check your individual notice letter to confirm which specific data types apply to you.
Did Orrstown Bank offer free credit monitoring? +
Yes. Orrstown Bank is offering 24 months of complimentary credit monitoring and identity-protection services, plus 24 months of automatic identity-restoration assistance, through Experian IdentityWorks. Enrollment instructions and the deadline are included in your notice letter. Enrolling in this benefit does not waive your right to participate in a lawsuit.
How many people were affected by the Orrstown Bank breach? +
The total number of individuals affected has not been publicly disclosed in the Maine Attorney General filing. This page will be updated as more information becomes available.
Is there a deadline to take legal action? +
Yes. Statutes of limitations for data breach claims vary by state and legal theory, typically ranging from one to six years. Waiting can permanently bar your claim. Contact us as soon as possible for a free evaluation.
How do I get a copy of the official breach notice? +
Orrstown Bank's breach notice was filed with the Maine Attorney General's Office and is publicly available through the Maine AG's data breach notification portal. You can also obtain a copy of the relevant notice during a free consultation with Dapeer Law.
Sources & references
- Official breach notice filing · Maine Attorney General, Data Breach Notification
- Company · Orrstown Financial Services, Inc. (orrstown.com)
- Credit bureau freezes · Equifax · Experian · TransUnion
- Free weekly credit reports · AnnualCreditReport.com
- Identity theft recovery guide · FTC IdentityTheft.gov
Don't let the deadline decide for you. Submit your claim today.
You only have a limited window to act. Our team will review your notice, explain your options, and tell you whether you may be eligible to recover compensation, at no cost to you.
