Got a data breach letter from SSB?
Dapeer Law, P.A. is investigating a potential class action against SSB (listed in state filings as Sawyer Savings Bank), a financial services organization located in Saugerties, New York, on behalf of individuals whose personal information may have been affected by a data security incident the bank identified in August 2026.
Latest on the SSB data breach
- : Dapeer Law opened its investigation following notice filings posted by the Massachusetts, New Hampshire and Vermont Attorneys General.
Who qualifies for the SSB data breach investigation
You may be eligible to participate in a class action if any of the following applies:
- You received a data breach notification letter from SSB dated October 2026.
- Your letter offered a complimentary 24-month Experian IdentityWorks membership, with enrollment by January 29, 2027.
- Your personal information was held by SSB and may have been in the files involved in the incident.
- No proof of harm required to consult with counsel. You do not need to have already suffered identity theft to explore your legal options.
- Excluded: individuals who did not receive a breach notice and whose information was not involved in the incident.
Not sure if you qualify?
Send us your notice, we'll confirm your eligibility at no cost.
What happened in the SSB data breach
On August 3, 2026, SSB ("SSB"), located at 87 Market Street in Saugerties, New York, identified a network disruption resulting from a security incident within the environment of its managed service provider. According to SSB's notice to the New Hampshire Attorney General, SSB launched an investigation and learned that certain files were acquired by an unauthorized individual. SSB then reviewed those files and completed that review on September 21, 2026.
SSB's notice letters are dated October 9, 2026, and its New Hampshire filing says that on or about October 9, 2026, SSB provided written notice to eight New Hampshire residents, about nine weeks after it identified the incident. The New Hampshire filing says the potentially impacted information includes first and last name and Social Security number. The Massachusetts filing lists Social Security numbers, and the Vermont Attorney General's table lists Social Security Numbers. The sample letter says the information involved may have included your name and other data elements that are left as a placeholder in the posted copy, and that there is no evidence that debit card numbers, financial account numbers, or information within SSB's Core banking system were involved. SSB is offering a complimentary 24-month Experian IdentityWorks membership.
Whether SSB's data security practices, including its arrangements with its managed service provider, met legal standards is among the issues being evaluated.
What to do if you got a SSB data breach letter
Keep your notice letter
Do not discard it. Your letter contains the activation code for Experian IdentityWorks and is important evidence if you decide to participate in a lawsuit.
Enroll in the free 24-month Experian IdentityWorks membership
Enroll by January 29, 2027 at www.experianidworks.com/1bcreditmembership using the activation code in your letter. Accepting this benefit does not waive your right to pursue legal action.
Place a fraud alert or credit freeze
Contact Equifax, Experian, and TransUnion to place a fraud alert or freeze on your file. Request a free weekly credit report from AnnualCreditReport.com, and use the FTC's IdentityTheft.gov recovery guide.
Speak with a data breach attorney
Consultations with Dapeer Law are free and confidential. We'll review your notice, explain your options, and advise whether you may be eligible to join a class action.
Submit your notice for a free review
Two minutes online. A licensed attorney reviews every submission.
SSB breach timeline
Compensation you may be entitled to
Out-of-pocket expenses
Credit freezes, identity restoration services, and other costs incurred responding to the breach.
Time spent monitoring
Hours spent reviewing accounts, disputing fraudulent charges, and dealing with identity theft issues.
Identity theft & fraud losses
Unreimbursed funds stolen from accounts, unauthorized credit lines, or tax refund fraud tied to the breach.
Statutory damages
Certain state data breach and consumer protection statutes provide for fixed damages regardless of actual loss.
Injunctive relief
Court orders requiring SSB to implement stronger data security practices, including for systems handled by its managed service provider, going forward.
Compensation categories depend on applicable state law, the types of data exposed, and documented losses. No recovery is guaranteed.
SSB data breach FAQ
I received a data breach letter from SSB. What should I do? +
Keep the letter, enroll in the free 24-month Experian IdentityWorks membership by January 29, 2027 using the activation code in your letter, review your account statements and credit reports, consider a fraud alert or credit freeze, and contact a data breach attorney for a free consultation. Enrolling does not waive your right to pursue a claim.
Is the SSB data breach letter real or a scam? +
SSB has reported this incident to the Massachusetts, New Hampshire and Vermont Attorneys General. Compare your letter to the official filing linked in Sources below, and use only the enrollment website and phone number printed in your letter. Be cautious of unexpected calls, texts or emails about the breach that ask for your Social Security number or account login. If you are unsure, send your letter to Dapeer Law for a free review.
Am I eligible to join a class action against SSB? +
If you received an October 2026 breach notice from SSB, you are likely eligible for a free case evaluation. Eligibility depends on your state of residence, the categories of your data that were involved, and any losses you have suffered. Dapeer Law will review your notice at no cost.
How much money could I receive from a class action lawsuit? +
Data breach class action recoveries vary significantly. Settlements typically range from a few hundred dollars for basic out-of-pocket losses to several thousand dollars for documented identity theft, with class size, damages, and negotiation all affecting the final amount. No payout is guaranteed, and this investigation has not yet resulted in a settlement.
What personal information was exposed in the breach? +
SSB's notice to the New Hampshire Attorney General says the potentially impacted information includes first and last name and Social Security number. The Massachusetts filing lists Social Security numbers, and the Vermont Attorney General's table lists Social Security Numbers. The posted sample letter says the information involved may have included your name and other data elements shown only as a placeholder, and that there is no evidence that debit card numbers, financial account numbers, or information within SSB's Core banking system were involved. Your individual letter should list the information involved for you.
Did SSB offer free credit monitoring? +
Yes. The letters filed in New Hampshire and Massachusetts offer complimentary access to Experian IdentityWorks, including a 24-month membership with fraud detection tools and identity restoration support for 24 months from the date of the letter. Enroll by January 29, 2027 using the activation code in your letter. Enrollment does not waive your right to pursue a claim.
How many people were affected by the SSB breach? +
SSB has not disclosed a total number of affected individuals. Its state filings report 72 Massachusetts residents, 8 New Hampshire residents and 25 Vermonters, and the sample letter says 6 Rhode Island residents were notified. These are separate per-state counts, not a total. This page will be updated as more information becomes available.
Is there a deadline to take legal action? +
Yes. Statutes of limitations for data breach claims vary by state and legal theory, typically ranging from one to six years. Waiting can permanently bar your claim. Contact us as soon as possible for a free evaluation.
How do I get a copy of the official breach notice? +
SSB's notice to the New Hampshire Attorney General, including a sample of the letter sent to individuals, is posted on the New Hampshire Attorney General's website (linked in Sources below). A Massachusetts version of the letter is also posted on mass.gov. If you received a letter but no longer have it, Dapeer Law can assist you in obtaining a copy during your free consultation.
Sources & references
- Official breach notice filing · New Hampshire Attorney General, Sawyer Savings Bank Notice of Data Security Incident
- Secondary regulator report · Massachusetts Attorney General, breach notice filing (Sawyer Savings Bank, reported Oct 9, 2026)
- Secondary regulator report · Vermont Attorney General, Security Breach Notices (Sawyer Savings Bank, reported Oct 9, 2026)
- Credit bureau freezes · Equifax · Experian · TransUnion
- Free weekly credit reports · AnnualCreditReport.com
- Identity theft recovery guide · FTC IdentityTheft.gov
Don't let the deadline decide for you. Submit your claim today.
You only have a limited window to act. Our team will review your notice, explain your options, and tell you whether you may be eligible to recover compensation, at no cost to you.
