AOD Federal Credit Union Data Incident Settlement: Up to $5,000 for Members
AOD Federal Credit Union Data Incident Class Action Settlement
AOD Federal Credit Union agreed to a $750,000 settlement resolving claims over a data incident that may have exposed members' private information between about August 8, 2024 and August 9, 2024. Settlement Class Members can claim up to $5,000 for documented fraud losses, a $75 flat cash payment with no documentation required, or two years of free credit monitoring.
Settlement fund
$750,000
Common fund
Top payout
Up to $5,000
Documented losses, or $75 flat cash, no proof needed
Claim deadline
Sep 1, 2026
41 days remaining
You may be owed money
Filing is free and takes a few minutes. Deadline: Sep 1, 2026.
Do you qualify?
You are a Class Member if ALL of the following apply:
- Your private information may have been compromised in the data incident affecting AOD Federal Credit Union's network from about August 8, 2024 to August 9, 2024.
- Private information includes names, Social Security numbers, dates of birth, bank or financial account numbers, routing numbers, card numbers, driver's license or government ID numbers, clinical or treatment information, health insurance member IDs, or Taxpayer Identification Numbers.
- Excluded: AOD's directors, officers, members, and agents, and their subsidiaries and affiliated companies; government entities; the presiding judge, the judge's immediate family, and court staff; anyone who timely opts out of the Settlement Class; and anyone found criminally responsible for causing the data incident.
Not sure if you qualify? Call the Settlement Administrator at 1-877-378-7925, or visit AODFCUDataIncidentSettlement.com.
What happened
Plaintiffs filed this class action against AOD Federal Credit Union over a data incident involving unauthorized access to AOD's network from about August 8, 2024 to August 9, 2024, which may have exposed Settlement Class Members' private information, including names, Social Security numbers, dates of birth, bank and financial account numbers, routing numbers, card numbers, driver's license or government ID numbers, clinical or treatment information, health insurance member IDs, and Taxpayer Identification Numbers.
AOD denies any wrongdoing and denies liability, and the Court has not decided who is right. The parties agreed to settle the case to avoid the cost, risk, and time of continued litigation.
How to file a claim
-
1. Confirm you are eligible
You qualify if your private information may have been compromised in the AOD data incident that occurred from about August 8, 2024 to August 9, 2024.
-
2. Choose your payment option
Submit documentation of fraud or identity theft losses fairly traceable to the incident for up to $5,000 (Cash Payment A), or take a $75 flat cash payment with no documentation required (Cash Payment B). Either option can also include two years of free credit monitoring from one bureau. Cash payments are subject to a pro rata increase or decrease based on the total value of all valid claims.
-
3. File online or by mail
Submit the Claim Form online at aodfcudataincidentsettlement.com/Login by September 1, 2026, or mail a paper Claim Form (postmarked by September 1, 2026) to: AOD FCU Data Incident, Settlement Administrator, P.O. Box 4680, Portland, OR 97208-4680.
-
4. Receive your payment
Payments are issued after the Court grants final approval at the September 16, 2026 Final Approval Hearing and any appeals are resolved. The appeal process can take a year or more. No follow-up is required once your claim is submitted.
Key dates
- Aug 17, 2026 Opt-out & objection deadline Soon
- Sep 1, 2026 Claim filing deadline Upcoming
- Sep 16, 2026 Final Fairness Hearing (1:30 p.m. CT, in person) Upcoming
- TBD after final approval Payments issued to claimants Pending
The Final Approval Hearing is scheduled for September 16, 2026 at 1:30 p.m. before the Honorable Lowell Dustin Merritt at the Calhoun County Courthouse, 25 W. 11th Street, Anniston, AL 36201. The Court may move the hearing, so check AODFCUDataIncidentSettlement.com for updates before traveling.
Where the money is going
This is a common fund. Attorneys' fees and costs and Service Awards come out of the $750,000 before payments are calculated for class members.
All amounts listed above are pending and subject to final court approval at the Final Approval Hearing. The Court may award less than the amounts requested. If valid claims exceed what remains of the fund, payments will be reduced on a pro rata basis.
Common questions
How much money will I receive?
Settlement Class Members can choose Cash Payment A, reimbursement for documented fraud or identity theft losses fairly traceable to the data incident, up to $5,000, or Cash Payment B, a flat pro rata cash payment currently estimated at $75 with no documentation required. Either payment can be combined with two years of free credit monitoring from one bureau. Because payments come from a shared $750,000 fund after fees, costs, and service awards, actual amounts may be adjusted up or down on a pro rata basis depending on how many valid claims are submitted.
Do I need to submit proof of purchase?
Cash Payment A requires reasonable documentation of losses, such as receipts, bills, invoices, phone records, or correspondence; personal certifications or declarations alone do not count as documentation, though they can support other proof. If you do not have documentation, or your Claim Form is found invalid and you do not cure it, your claim is processed as Cash Payment B, the $75 flat payment that requires no proof.
What if I didn’t receive a notice?
If you believe your private information was compromised in the AOD data incident but did not receive a notice, you can still visit AODFCUDataIncidentSettlement.com or call 1-877-378-7925 to confirm whether you are a Settlement Class Member and submit a Claim Form by the deadline.
Does staying in the class affect my right to sue later?
Yes. Unless you mail a written exclusion request postmarked by August 17, 2026, you stay in the Settlement Class and release your right to sue AOD and the other Released Parties over the claims resolved in this lawsuit. The full release language is in Section XIII of the Settlement Agreement, available at AODFCUDataIncidentSettlement.com.
When will payments be sent out?
The Court will hold the Final Approval Hearing on September 16, 2026 at 1:30 p.m. before Judge Lowell Dustin Merritt in Anniston, Alabama. Payments are issued only after the Court grants final approval and any appeals are resolved, which can take a year or more. No action is required after a valid Claim Form is submitted; check AODFCUDataIncidentSettlement.com for updates.
Dapeer Law, P.A.
Consumer class action attorneys based in South Florida. We track settlements so you don’t have to.
Similar open settlements
This page is for informational purposes only and does not constitute legal advice. Dapeer Law, P.A. is not the administrator of this settlement and is not affiliated with AOD Federal Credit Union, Epiq Class Action & Claims Solutions (the Settlement Administrator), or Class Counsel Mariya Weekes of Milberg PLLC, Jonathan Mann of Pittman Dutton Hellumus Bradley & Mann, P.C., and J. Gerard Stranch, IV of Stranch, Jennings, & Garvey, PLLC. The case is In Re AOD Federal Credit Union Data Breach Litigation, Case No. 11-CV-2025-900178, pending in the Circuit Court of Calhoun County, Alabama before the Honorable Lowell Dustin Merritt. Class representatives are TBD - verify before publishing (named Plaintiffs not listed in the posted Notice or FAQ). AOD denies wrongdoing. This website is attorney advertising. Past results do not guarantee future outcomes.
