Fairmont Federal Credit Union Data Breach Class Action Settlement
Fairmont Federal Credit Union agreed to pay $1,783,857.64 to settle a class action lawsuit over a data security incident that occurred between September 30 and October 18, 2023 and was publicly disclosed on or about April 30, 2025. Class members can claim reimbursement of up to $7,500 for documented losses plus lost time, or an alternative cash payment of up to $150, along with three years of credit monitoring.
Settlement fund
$1.78M
Common fund
Top payout
Up to $7,500
For documented losses, or up to $150 cash
Claim deadline
Dec 18, 2026
44 days remaining
You may be owed money
Get claim instructions and more information directly from the official settlement website. Deadline: Dec 18, 2026.
Do you qualify?
You are a Class Member if ALL of the following apply:
- You are an individual in the United States whose private information was potentially impacted in the data security incident that Fairmont Federal Credit Union publicly disclosed on or about April 30, 2025. The incident occurred between September 30 and October 18, 2023.
- Excluded: The Defendant and related parties, the judges presiding over the case, and anyone who timely opts out, as defined in the Settlement Agreement.
Not sure if you qualify? Call the Settlement Administrator toll-free at (833) 453-2784, or get more information from the settlement website directly at FFCUDataSettlement.com.
What happened
This lawsuit, Butler v. Fairmont Federal Credit Union, claims that Fairmont Federal Credit Union, a West Virginia credit union, failed to adequately protect members' private information that was potentially impacted in a data security incident between September 30 and October 18, 2023. The case is pending in the United States District Court for the Northern District of West Virginia, and the settlement also resolves related actions filed in West Virginia state courts.
Fairmont Federal Credit Union denies that it did anything wrong, and the Court has not decided who is right. The parties agreed to settle the case to avoid the costs, risks, and uncertainty of continued litigation. As part of the settlement, the credit union also agreed to certain cybersecurity enhancements for five years.
How to file a claim
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1. Confirm you are eligible
You must be an individual in the United States whose private information was potentially impacted in the Fairmont Federal Credit Union data security incident disclosed on or about April 30, 2025. Most class members received a notice.
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2. Choose your benefits
You can claim up to $7,500 for documented out-of-pocket losses, which requires third-party documentation, plus up to 4 hours of attested time at $35 per hour. Instead, you can choose an alternative cash payment of up to $150 with no documentation, which may be reduced pro rata. Everyone can also claim three years of credit monitoring and identity restoration services.
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3. Get the details from the settlement website
Get claim instructions and more information from the settlement website directly at FFCUDataSettlement.com. Claims must be submitted online by 11:59 p.m. ET or postmarked by December 18, 2026. The mailing address is: Butler v. Fairmont Federal Credit Union, c/o Kroll Settlement Administration LLC, P.O. Box 225391, New York, NY 10150-5391.
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4. Receive your benefits
Payments and credit monitoring activation codes are issued only after the Court grants final approval at the February 8, 2027 Final Approval Hearing and any appeals are resolved, which can take months or longer.
Key dates
- Dec 18, 2026 Opt-out & objection deadline Upcoming
- Dec 18, 2026 Claim filing deadline Upcoming
- Feb 8, 2027 Final Fairness Hearing (2:30 p.m. ET, U.S. Federal Building and Courthouse, Clarksburg, WV) Upcoming
- TBD after final approval Payments issued to claimants Pending
The Final Approval Hearing is scheduled for February 8, 2027 at 2:30 p.m. ET at the U.S. Federal Building and Courthouse, 500 West Pike Street, Room 301, Clarksburg, WV 26301. Claims, requests for exclusion, and objections are all due December 18, 2026. The Court may move the hearing, so check FFCUDataSettlement.com for updates.
Where the money is going
Fairmont Federal Credit Union agreed to pay $1,783,857.64 into a settlement fund. The fund pays benefits to class members, notice and administration costs, Class Counsel's attorneys' fees and expenses, and service awards to the Class Representatives and plaintiffs in related state court actions. Alternative cash payments may be reduced pro rata depending on the number of valid claims.
All amounts above are maximums or estimates and subject to Court approval at the February 8, 2027 Final Approval Hearing. The $150 alternative cash payment may be reduced pro rata depending on the number of valid claims.
Common questions
How much money will I receive?
You can claim up to $7,500 for documented out-of-pocket losses, plus up to $140 for attested time (4 hours at $35 per hour), or an alternative cash payment of up to $150. All class members can also claim three years of credit monitoring with $1,000,000 in identity theft insurance. The alternative cash payment may be reduced pro rata.
Do I need to submit proof of purchase?
The alternative cash payment requires no documentation. Attested time requires a written attestation. Out-of-pocket losses require reasonable third-party documentation such as receipts, invoices, or statements; self-prepared documents alone are not enough.
What if I didn’t receive a notice?
If you believe your information was impacted in the incident but did not receive a notice, get more information from the settlement website directly at FFCUDataSettlement.com or call (833) 453-2784.
Does staying in the class affect my right to sue later?
Yes. Unless you exclude yourself by December 18, 2026, you will be bound by the Settlement and give up the right to sue Fairmont Federal Credit Union and the Released Parties over the claims resolved in this case, whether or not you file a claim. The full release is in the Settlement Agreement, available at FFCUDataSettlement.com.
When will payments be sent out?
The Court will hold the Final Approval Hearing on February 8, 2027. Payments are made only after the Court grants final approval and any appeals are resolved. Check FFCUDataSettlement.com for updates.
Dapeer Law, P.A.
Consumer class action attorneys based in South Florida. We track settlements so you don’t have to.
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This page is for informational purposes only and does not constitute legal advice. Dapeer Law, P.A. is not the administrator of this settlement and is not affiliated with Fairmont Federal Credit Union, Kroll Settlement Administration LLC (the Settlement Administrator), or Class Counsel Gerald D. Wells, III of Lynch Carpenter LLP, Troy Giatras of The Giatras Law Firm, and Matthew Stonestreet of The Giatras Law Firm. The case is Butler v. Fairmont Federal Credit Union, Case No. 1:25-cv-00094-JPB, pending in the United States District Court for the Northern District of West Virginia before the Honorable John Preston Bailey. Class representatives are Richard Butler and Timothy Knotts. Fairmont Federal Credit Union denies wrongdoing. This website is attorney advertising. Past results do not guarantee future outcomes.