Country Bank for Savings Overdraft Fee Class Action Settlement
Country Bank for Savings Overdraft Fee Class Action Settlement
Country Bank for Savings agreed to pay $495,000 to settle claims that it charged improper overdraft and NSF fees on re-presented items and overdraft fees on transactions that did not actually overdraw the account. Accountholders charged one of these fees between March 12, 2019 and December 31, 2025 will automatically receive a pro rata share as an account credit or check, with no claim form required.
Settlement fund
$495K
Settlement fund
Top payout
Automatic
Pro rata account credit or check, no claim form
Claim form
No claim form
Final approval granted; update address
No claim form needed
Former accountholders should call (888) 808-8341 to confirm their mailing address so the check reaches them.
Do you qualify?
You are a Class Member if ALL of the following apply:
- Country Bank for Savings' records show you were assessed a Challenged Fee between March 12, 2019 and December 31, 2025.
- Challenged Fees are Retry Fees (overdraft and NSF fees on an item previously coded as having incurred an NSF fee) and Account Balance Fees (overdraft fees on a transaction that did not overdraw the account).
- No claim form or proof is needed. Current accountholders receive an account credit; former accountholders receive a check.
- Excluded: The settlement does not provide a right to opt out; Class Members could only object, by the June 22, 2026 deadline.
Not sure if you qualify? Call the Settlement Administrator toll-free at (888) 808-8341, write to Kimball v. Country Bank for Savings Settlement Administrator, P.O. Box 301172, Los Angeles, CA 90030-1172, or visit KimballFeesSettlement.com.
What happened
The lawsuit alleges that Country Bank for Savings charged overdraft and NSF fees on items that had already incurred an NSF fee when they were re-presented for payment, and charged overdraft fees on transactions that did not actually overdraw the account.
Country Bank for Savings denies any wrongdoing, and the Court has not decided who is right. The parties agreed to settle to avoid the cost, risk, and delay of continued litigation. In addition to the $495,000 payment, the bank agreed to review and, if necessary, update its fee disclosures. The settlement fund also pays attorneys' fees, expenses, notice and administration costs, and service awards.
How to file a claim
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1. Confirm you are eligible
You are a Class Member if Country Bank for Savings' records show you were charged a Retry Fee or an Account Balance Fee between March 12, 2019 and December 31, 2025. If you are unsure, call the Settlement Administrator at (888) 808-8341.
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2. Estimate your payment
Each Class Member receives a pro rata share of the Net Settlement Fund, based on the Challenged Fees they paid compared with the total Challenged Fees paid by all Class Members. No one receives more than the fees they paid, and most people will receive less. An independent administrator calculates the amounts.
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3. Keep your address current
No claim form is required. Current accountholders receive an account credit, and former accountholders receive a check mailed to their address on file. If you have moved, call the Settlement Administrator at (888) 808-8341 or use the contact page to update your address. The notice, Settlement Agreement, and Court orders are posted on the settlement documents page, and updates appear at KimballFeesSettlement.com.
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4. Receive your credit or check
Under the Settlement Agreement, account credits are due within 21 days and checks within 35 days after the settlement's Effective Date, which follows final approval and the end of any appeals. Checks expire 120 days after they are sent.
Key dates
- Jun 22, 2026 Opt-out & objection deadline Passed
- None No claim form required Automatic
- Aug 11, 2026 Final Fairness Hearing (2:00 p.m. ET) Passed
- TBD after final approval Payments issued to claimants Pending
The Final Approval Hearing was scheduled for August 11, 2026 at 2:00 p.m. ET at Hampshire Superior Court, 15 Gothic Street, Northampton, MA 01060, and a Final Approval Order and an order on attorneys' fees are now posted on the settlement website. This settlement did not offer an opt-out; the date shown as the opt-out deadline is the June 22, 2026 objection deadline. Check KimballFeesSettlement.com for payment updates.
Where the money is going
Country Bank for Savings will pay $495,000 into a settlement fund. Attorneys' fees, litigation expenses, notice and administration costs, and service awards are paid from the fund, and the remaining Net Settlement Fund is distributed pro rata to Class Members as account credits or checks. Money from uncashed checks goes to the Massachusetts IOLTA Committee and does not return to the bank.
All amounts listed above are pending and subject to final court approval, and reflect the amounts stated in the Notice. The Court has since entered a Final Approval Order and an order on attorneys' fees, expenses, and service awards, which are posted on the settlement website. Uncashed check funds go to the Massachusetts IOLTA Committee.
Common questions
How much money will I receive?
Your payment is a pro rata share of the Net Settlement Fund based on the Challenged Fees you paid. No one receives more than the fees they paid, and most will receive less. The exact amount depends on total fees paid by all Class Members and the deductions approved by the Court.
Do I need to submit proof of purchase?
No proof or claim form is required. The Settlement Administrator uses Country Bank for Savings' records to identify Class Members and calculate payments.
What if I didn’t receive a notice?
Class Members are identified from the bank's records, so you may still qualify if you were charged a Challenged Fee between March 12, 2019 and December 31, 2025. Call the Settlement Administrator at (888) 808-8341 to confirm and to update your mailing address.
Does staying in the class affect my right to sue later?
Class Members cannot sue or continue suing Country Bank for Savings over claims that were or could have been brought in this case. This settlement did not offer an opt-out. Outstanding debts and credit obligations to the bank are not released.
When will payments be sent out?
Account credits and checks go out within about 21 to 35 days after the settlement's Effective Date, which follows final approval and the end of any appeal period. Checks must be cashed within 120 days.
Dapeer Law, P.A.
Consumer class action attorneys based in South Florida. We track settlements so you don’t have to.
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This page is for informational purposes only and does not constitute legal advice. Dapeer Law, P.A. is not the administrator of this settlement and is not affiliated with Country Bank for Savings, Verita Global (the Settlement Administrator), or Class Counsel Lynn A. Toops of CohenMalad, LLP. The case is Kimball v. Country Bank for Savings, Case No. 2480CV00035, pending in the Massachusetts Superior Court for Hampshire County. Class representatives are Marion Kimball and Vilandria Martinez. Country Bank denies wrongdoing. This website is attorney advertising. Past results do not guarantee future outcomes.