Trader Joe's $7.4M Receipt Settlement
Case background
Trader Joe's agreed to pay $7.4 million to settle claims that receipts at some stores displayed the first six and last four digits of customers' credit or debit card numbers, an alleged violation of the Fair and Accurate Credit Transactions Act (FACTA).
Settlement fund
$7.4M
Total available
Estimated payout
~$102.45
Pro rata, per plaintiff estimate
Claim deadline
Closed
Jun 9, 2026
This settlement is closed
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Do you qualify?
You may qualify if ALL of the following apply:
- You made a purchase at a Trader Joe's store between March 5, 2019 and July 19, 2019
- You paid with a credit card or debit card (not cash or check)
- The receipt showed the first six and last four digits of your card number (only some stores and transactions were affected)
- You submit a valid claim form by June 9, 2026
- No identity theft required, you do not need to have suffered fraud or harm to file a claim
- No receipt required to file, though you may be asked to verify your claim
Not sure if you qualify? Call the Settlement Administrator at 1-888-444-7415.
What happened
Plaintiff Brian Keim sued Trader Joe's Company in Keim v. Trader Joe's, alleging that the chain printed point-of-sale receipts at some of its stores displaying the first six and last four digits of customers' credit or debit card numbers. Under the Fair and Accurate Credit Transactions Act (FACTA), merchants may not print more than the last five digits of a card number on an electronically generated receipt.
Trader Joe's denies any wrongdoing, notes that the practice affected only some stores and only a small minority of transactions in those stores, and represents that no one has reported identity theft based on the alleged conduct. Trader Joe's insurer agreed to settle for $7.4 million to avoid further litigation. The Court has not ruled on the merits of the claims.
How to file a claim
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1
Confirm you paid at Trader Joe's by card during the class period
Your purchase must have been between March 5, 2019 and July 19, 2019, using a credit card or debit card.
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2
File online at TJ-FACTASettlement.com
The fastest method. Submit your Claim Form through the official settlement website.
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3
Or file by mail or phone
Mail your Claim Form to: Keim v. Trader Joe's Settlement Administrator, P.O. Box 301134, Los Angeles, CA 90030-1134. Or call 1-888-444-7415 to file by phone. Paper claims must be postmarked by June 9, 2026.
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4
Receive your payment
If the Court approves the settlement, Trader Joe's will fund the settlement within 10 business days after final approval. Valid claimants will receive a pro rata share, estimated at around $102.45. Settlement checks can be cashed for up to 180 days after the issuance date.
Key dates
- Jun 9, 2026 Claim filing deadline Upcoming
- Jun 9, 2026 Opt-out and objection deadline Upcoming
- Aug 10, 2026 Final fairness hearing (8:30 a.m., Spring Street Courthouse, Dept. 9, Los Angeles) Upcoming
- ~10 business days after final approval Settlement funded; payments follow Pending
Where your money goes
No portion of the fund returns to Trader Joe's. Any unclaimed funds go to a Second Distribution or, if not feasible, as a cy pres award to the Identity Theft Resource Center.
Common questions
How much will I actually receive?
Plaintiff estimates a pro rata payment of approximately $102.45 per valid claim, but the exact amount depends on how many valid claim forms are submitted. There is no minimum payout guaranteed.
Do I need my old receipt to file a claim?
No. You do not need to produce a receipt to submit a claim. However, the Settlement Administrator may contact you to verify your claim and may request additional information.
Do I need to prove I was harmed or suffered identity theft?
No. Identity theft is not required to file a FACTA claim. You can submit a claim even if you have never experienced any fraud as a result of the receipt.
What if I am not sure whether I am a class member?
Not every Trader Joe's store printed receipts with the first six and last four digits of the card number, and even in affected stores only some transactions were affected. If you are unsure, you can call the Settlement Administrator at 1-888-444-7415 or write to the administrator's P.O. Box.
Does filing a claim affect my right to sue Trader Joe's later?
Yes. If you submit a claim, you release your claims against Trader Joe's and related parties for the conduct in this lawsuit. To preserve your right to sue, you must instead mail a written exclusion request postmarked by June 9, 2026.
When will payments be sent out?
Trader Joe's must fund the settlement within 10 business days after the Court's final approval. Payments to claimants follow after that, though appeals could extend the timeline.
Dapeer Law, P.A.
Consumer class action attorneys based in South Florida. We track settlements so you don’t have to.
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A note on our role
Dapeer Law, P.A. did not act as lead counsel or otherwise participate in litigating the above class action and provides this information to remind class members of the deadline to submit a claim for a share of the settlement.
This page is for informational purposes only and does not constitute legal advice. Dapeer Law, P.A. is not the administrator of this settlement and is not affiliated with Trader Joe's Company or the Keim v. Trader Joe's Settlement Administrator. For official information, visit TJ-FACTASettlement.com or call 1-888-444-7415. This website is attorney advertising. Past results do not guarantee future outcomes.
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